Lost Your Car Keys With No Spare? What to Do
Losing the only key to your car feels like a disaster, but it's fixable. For most common makes, a mobile locksmith can make a new key at the car, without the original and without a tow to the dealer.
Short answer: retrace your steps and check lost property first. If the key is gone, call a mobile automotive locksmith. For most common makes, they can come to the car, cut a new key to the locks and program it to the car's immobiliser on the spot. Some newer and European models can only be keyed by the dealer.
Step 1: Make sure it's really lost
Before paying for a new key, spend ten minutes checking:
- Pockets, bags and the car itself. Look through the windows: on the seat, in the footwell, in the ignition.
- Where you've been today. Ring the shop, cafe, gym or venue. Most hand in keys to the counter.
- Lost property. Train stations, shopping centres and beach clubs usually keep it.
- The person you were with. Keys often end up in someone else's bag.
Step 2: Decide whether you're at risk
If your keys were lost with something showing your address (a wallet, licence or a tag with your street), or you think they were stolen:
- Treat it as a security problem, not just an inconvenience. Whoever has the keys may know where the car and your house are.
- In Victoria, you can report lost or stolen property to police on the Police Assistance Line, 131 444. If a crime is happening now, call 000.
- Plan to rekey your house locks as well as replacing the car key. See lock changes and rekeying.
Step 3: Get a new key made
There are two options.
| Mobile automotive locksmith | Dealer | |
|---|---|---|
| Comes to the car | Yes | No, the car usually needs to be towed in |
| All keys lost | Most common makes | All models |
| Speed | Often the same day | Can take days if the key is ordered |
| Newer and European models | Some | Yes |
For most people with a common make, the locksmith is quicker because there's no tow. If you drive a newer European car, the dealer may be the only option.
How a key is made without the original
Most cars built since the late 1990s have an immobiliser. A chip in the key (a transponder) has to be recognised by the car before the engine will start. So a replacement key needs two things:
- The blade cut to fit the locks. The locksmith can work out the cuts from the door lock or the ignition, or from the key code.
- The chip and remote programmed to the car. This is done with diagnostic equipment through the car's onboard port.
Push-to-start smart keys don't need a blade cut for the ignition, but they still need programming, and usually have an emergency blade for the door.
What to have ready when you call
- The make, model and year of the car
- Where the car is: street, car park or beach access
- Proof of ownership: your licence and registration papers. A legitimate locksmith will ask for this before handing over a key.
While you wait
- If the car is parked somewhere it could be ticketed or towed, let the venue or council know if you can.
- If you're stuck somewhere remote, at night or in bad weather, make sure someone knows where you are.
How to stop it happening again
- Get a spare made now. Copying a working key costs far less than replacing a key when all are lost.
- Keep the spare at home, not in the car.
- Use a key finder tag on your keyring.
- Write down the car's details and key code (if you have the paperwork) and keep them somewhere safe.
If you're on the Mornington Peninsula or in Frankston and need a new car key, see car key replacement.
Frequently asked questions
Your questions, answered
Can a locksmith make a car key without the original?
Yes, for most common makes. The locksmith cuts a new blade to the locks and programs the chip to the car. Some newer and European models can only be keyed by the dealer.
Is it cheaper to go to a locksmith or the dealer for a lost car key?
It's often cheaper to use a mobile locksmith once you count the tow to the dealer. The price depends on the make and type of key, so ask both.
Does car insurance cover lost car keys?
Some comprehensive policies cover key replacement, sometimes as an optional extra. Check your policy wording or call your insurer.
Do I need to report lost car keys to police?
Not usually. If the keys were stolen, or lost with something showing your address, you can report it to Victoria Police on 131 444 and consider rekeying your house.
Can someone steal my car if they find my keys?
Yes, if they can work out which car it is. That's why it's worth getting the old key removed from the car's memory when the new one is programmed. Ask the locksmith about it.
Need a locksmith on the Peninsula?
Homes, cars and businesses. Call any time and tell us what has happened.